Employers and government are pushing for every employee to have an individual contract. David Peetz peels away the claims and counterclaims to explain who benefits and who loses in the brave new world of work. Once employees knew they'd be paid properly for working nights and overtime and couldn't be dismissed on a whim. Unions made sure of this. Now employees are being asked to do their own bargaining, one on one. Employers and government claim that this will lead to higher productivity, while unions and church groups cry foul. What is really going on?